Against the background of the main segments of the OeKB Group and its specific business and risk structure, the enterprise has implemented a clear functional organisation of the risk management process; clearly defined tasks have been assigned to the following organisational units:
| Risk Management Committee |
Risk managment and risk controlling, developed in line with the risk policy, are the tasks of the Risk Management Committee. It is the addressee of risk reports, it monitors and controls the risk profiles of the individual risk types and, if necessary, adopts measures resulting from risk reports. The Committee is composes by the Board of Executive Directors, the members of the Risk Office as well as representatives of accounting and various operational areas. |
| Risk Office |
The Risk Office is responsible for measuring and valuing all risks and for operative risk controlling, including the monitoring of internal limits as well as the practical implementation of the Internal Capital Adequacy Assessment Process. |
| ALCO |
Based on income and risk analyses, the Asset Liability Management Committee defines structural targets for the operative control units to structure the portfolio of the Bank. |
| Internal Audit |
The organisational units participating in the risk management process and the procedures applied are subject to regular checks by the Internal Auditors. |
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Supervisory Board |
The Supervisory Board is in charge of the control function of all measures related to risk management in the enterprise; it receives reports on the risk situation of the OeKB Group at regular intervals. |